Terms of Use

Last Updated: October 14, 2025

Welcome to Hogan Coaching (“we,” “our,” “us”). By accessing or using our website (the “Site”) and related services (the “Services”), you agree to these Terms of Use (“Terms”). Please read them carefully. If you do not agree with these Terms, do not use the Site or our Services.

1. Overview of Services

Hogan Coaching provides financial coaching, budgeting education, debt management guidance, and goal-setting support. We do not provide investment, tax, accounting, or legal advice. Our coaching is for educational and informational purposes only.

2. Eligibility

You must be at least 18 years old to use our Site or Services. By using our Site, you represent and warrant that you are of legal age and capable of entering into binding agreements.

3. User Responsibilities

By using our Site, you agree:

• To provide accurate, current, and complete information.

• Not to use our Site or Services for any unlawful purpose.

• Not to attempt to interfere with the security, functionality, or integrity of our Site or systems.

• Not to copy, reproduce, or distribute any part of our Site content without prior written consent.

4. Intellectual Property

All materials on this Site, including text, graphics, logos, videos, and other content, are the property of Hogan Coaching or our content providers and are protected under U.S. and international copyright and trademark laws.

You may not reproduce, republish, modify, or create derivative works from any content without express written permission.

5. No Financial or Investment Advice

Information and coaching provided by Hogan Coaching are for educational purposes only. We are not licensed financial advisors, brokers, or investment professionals, and our Services are not intended to replace professional advice. You should consult with a qualified professional before making financial or investment decisions.

6. Payments and Refunds

If you purchase any coaching packages or digital products, you agree to pay the fees disclosed at the time of purchase.
All payments are due as specified during checkout or invoicing.

Refund policies will be clearly stated at the time of sale and may vary by program.

7. Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

8. Third-Party Links and Services

Our Site may contain links to third-party websites or tools (such as analytics or social media integrations). We are not responsible for the content, accuracy, or practices of these third-party sites. Accessing third-party links is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, Hogan Coaching and its affiliates, employees, and representatives are not liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site or Services.

We make no warranties that the Site will be uninterrupted or error-free.

10. Indemnification

You agree to defend, indemnify, and hold harmless Hogan Coaching and its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, and expenses (including attorneys’ fees) arising out of your use of the Site or Services, violation of these Terms, or infringement of any third-party rights.

11. Governing Law

These Terms are governed by the laws of the State of Massachusetts, without regard to conflict of law principles.
Any legal action related to these Terms shall be brought exclusively in the courts located in Easthampton, MA.

12. Changes to These Terms

We may update or modify these Terms at any time. Any changes will be posted on this page with an updated “Last Updated” date.

Your continued use of our Site after any updates constitutes acceptance of the revised Terms.

11. Contact Us

If you have any questions about this policy, please contact us at:

Email: [email protected]
Company: Hogan Coaching